Mercury auto insurance?

My roof rack was pryed off my car and stolen damaging my car. It was locked to the roof (therefore permanent) yet Mercury won't cover the rack. I have comprehensive coverage. Is there any way to fight this since it was a part of my car, since it was permanent? I live in California (not sure if it matters)

BEST ANSWER: Try this site where you can compare quotes:QUOTESDEAL.NET

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